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There has been a lot of discussion, from here:

https://www.thegatewaypundit.com/2023/03/breaking-by-ed-dowd-society-of-actuaries-excess-death-numbers-released-for-december-in-age-group-under-44-number-is-43-higher-than-expected/

".. In December the SOA found a 43% increase in excess deaths than what was expected for those under 45."

for disability also

"..there was about 1.2 million we calculated in September. It’s now about 1.7 million starting about February 2021 thru November of 2022." .. "That is a HUGE number of individuals who have been disabled due to the mandatory vaccines!"

two health insurers did particularly well in 2022 - United Health and Cigna - the other big players, not so much. Would love to see the relative Remdesivir orders and respirator usage.

https://www.beckerspayer.com/payer/big-payers-ranked-by-2022-profit.html

Analysing Life companies is a tricky business.

From here:

https://www.iii.org/fact-statistic/facts-statistics-industry-overview

Over 2018 2019 2020 2021 2022

Expenses/Benefits 289.5 301.8 313.2 338.4 321.0

and these premiums

Life insurance premiums 145.1 151.0 143.0 159.5 165.1

Though I doubt these are even half the story.

Life companies rely a lot on investment income to offset these apparent regular and costly losses. The investment income split between general insurance (short term investments) and life (long term) portfolios is not on that web link.

Net investment income 187.4 186.7 186.0 200.9 199.1

Lots of other factors to consider as well.

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